RBI Sets Up Six-Member Payments Regulatory Board Led by Governor to Supervise India’s Payment Systems.

Banking & Finance | Dated: 27 May 2025

On May 21, 2025, the Reserve Bank of India (RBI) officially announced the formation of a six-member Payments Regulatory Board (PRB) under the Payments Regulatory Board Regulations, 2025, to regulate and oversee payment systems in India.

🎯 Key Highlights:

  • - This newly constituted board replaces the existing Board for Regulation and Supervision of Payment and Settlement Systems (BPSS).

💡 Other Important Facts:

  • (i) RBI constituted a six-member Payments Regulatory Board (PRB) under the Payments Regulatory Board Regulations, 2025, replacing the earlier BPSS.
  • (ii) The PRB is chaired by RBI Governor Sanjay Malhotra and includes Deputy Governor T. Rabi Sankar, an RBI-nominated officer, and three Central Government nominees (introduced for the first time).
  • (iii) RBI imposed penalties of Rs. 63.6 lakh on Union Bank of India and Rs. 40 lakh on Transactree Technologies for violations of the Banking Regulation Act and NBFC-P2P lending norms.

📚 Test Your Knowledge:

Recently, how many members will the new Payments Regulatory Board (PRB) consist of?

Correct Answer: 6

🚀 Quick Recap: